Chapter 21: A Bit Irritable Lately
Chapter 21: Chapter 21: A Bit Irritable Lately
Zhang Yan returned home and took a nice, long shower. Picking up his phone, he noticed a barrage of new text messages promoting wealth management funds. Some were from the Bank of China, where he had an account, while others were from unknown institutions.
"They sure are well-informed."
Having lived in the internet age for so many years, Zhang Yan had long expected his personal information to be leaked. It was nothing new to him. However, these texts reminded him of a critical question: would he actually be able to spend the money Brother Tongzi gave him in the future?
He was completely clueless about this sort of thing, but a quick online search revealed just how complicated it was.
"These things are actually divided into Category 1 and Category 2 cards? And they all have default limits now?"
Following an online guide, Zhang Yan opened his mobile banking app and checked his debit card type. Fortunately, it was a Category 1 card. His daily limit for non-teller transactions—like transfers—was 50,000, and his annual limit was 18.25 million. He had no idea where that weird number came from. His daily POS transaction limit was 300,000. He had nearly exceeded it yesterday. Thankfully, he hadn’t triggered the restriction, or he definitely would have embarrassed himself in front of Chi Xinyue.
If he wanted to adjust the limits, he could apply through the app, but the approval process was supposedly agonizingly slow. Netizens all recommended going to a bank counter in person. There were also plenty of other minor restrictions, like transferring funds from a Category 1 card to a Category 2 card.
"What a hassle."
When he transferred money to his parents, Brother Tongzi had issued the funds directly from the system. Otherwise, looking at these limits, the transfer wouldn’t have gone through at all. It seemed he needed to make a trip to the bank. Luckily, he had paid by swiping his card directly yesterday. He just discovered that everyday payment apps like WeChat and Alipay all had transaction limits too. It was just that in the past, he never had enough money to qualify to know about them...
Seeing that the bank was about to open, Zhang Yan got ready, planning to go early and get it over with. However, he clearly underestimated the difficulty of the task.
He spent the entire morning being "interrogated" by the female teller before finally getting it sorted out, raising his various limits to their current maximums. During their conversation, he also picked up on a hint: depositing more money regularly would significantly increase his limits. Moreover, once his deposits exceeded six million, he would be invited to join their private banking service. At that point, everything would become much more convenient, and depositing even more money would unlock further perks.
So in the end, it was still a problem of being poor!
Zhang Yan hadn’t expected that even with a system, he would still have to face this issue. Annoyed, he immediately headed home and started reading. Only by quickly completing the "Regroup and Rebuild" questline could he unlock other main quests. The rewards for his two current side quests were only 200,000—a mere drop in the bucket.
But without the buff from the auxiliary potion, Zhang Yan’s reading speed had returned to its normal, sluggish pace. Fortunately, the book in his hands was a work of literary fiction. It wasn’t too dry, so he could keep reading without losing interest. It was just that reading too much made him a bit hot under the collar.
Thinking of that little waist-temptress, he realized he had been so busy today that he hadn’t checked his phone much. Pulling it out, he saw a red ’3’ on the avatar of a friend named Lotus Pond New Moon.
[Kitten Apologizing.gif]
[Senior, I’m so sorry about yesterday!]
[Pitiful Kitten.gif]
The messages were sent a little past nine in the morning. At that time, he had been locked in a battle of wits with the female bank teller, trying to legally and legitimately raise his daily limits. It was now almost four in the afternoon. Since he hadn’t replied at all, he wondered if his junior, that little waist-temptress, thought he was genuinely angry.
After thinking for a moment, Zhang Yan replied:
[Send me a close-up of your Small Waist and I’ll forgive you!]
Meanwhile, Chi Xinyue was lying on her stomach on the living room sofa in her shared apartment. She had been anxiously checking her phone for the better part of the day.
"Yanyan, it’s all your fault for yesterday. Senior hasn’t spoken to me all day!"
Xiaoyan looked a bit sheepish. "Maybe he’s just busy today? Logically speaking, he shouldn’t be truly angry over such a trivial matter."
Chi Xinyue had arrived in the nick of time yesterday. Just as Xiaoyan was about to be taken into Night KTV, she "coincidentally bumped into" her best friend whom she had "stood up," and ultimately brought Xiaoyan home while pretending to throw a minor tantrum.
"What could he possibly be so busy with that he wouldn’t check his phone for this long?! Senior is definitely mad at me. I have to figure out a way to make it up to him."
Chi Xinyue tossed and turned, staring at her phone. Still no reply. She pouted and kicked her legs in frustration. Since she was at home, she was dressed casually. As she continuously squirmed on the sofa, her breezy camisole and ultra-short hot pants rode up a bit, subtly revealing the pinkish-white edges of her undergarments.
Right at that moment—DING—the reply she had been anticipating all day finally arrived.
Seeing the brief sentence Zhang Yan sent, Chi Xinyue was overjoyed. Without a second thought, she sat up from the sofa. Relying on her usual selfie instincts, she quickly snapped a picture of her Small Waist and hurriedly hit send. But a moment later, she realized the photo seemed a bit inappropriate and immediately clicked "recall."
Zhang Yan: [What did you send? I didn’t get a good look.]
[Sorry, Senior. I was too rushed just now and that one didn’t come out well. Let me take another one for you!]
Chi Xinyue changed into a different outfit, adjusted her appearance in front of a full-length mirror, and sent a newly taken photo of her Small Waist.
[Senior, how about it? Can you forgive me now?!]
Zhang Yan: [Haha, I was just joking with you. Tricking you into sending an awesome selfie means I made a huge profit. By the way, was your friend alright in the end?]
[Thanks for caring, Senior. She should be fine now.]
Having "reconciled" with his junior and deepened their connection a little, Zhang Yan exited the chat window and opened his photo album.
Although Zhang Yan really hadn’t gotten a good look at Chi Xinyue’s first selfie, the very first thing he did upon opening the image was casually hit save. He couldn’t help it. Because people so often liked to send pictures only to retract them, he had long since developed this conditioned reflex.
Now, opening the picture to examine it closely, Zhang Yan finally discovered the truth.
"This isn’t a bad picture at all. It’s an unbelievably good picture."
The photo was a selfie taken from a high 45-degree angle pointing downward in front of her. She was wearing a white camisole on her upper body, but it was skewed. From this angle, it revealed a large portion of her pinkish-white bra. The bra was a conservative cotton type, faintly adorned with a bit of lace trim.
While the cleavage within couldn’t be described as bottomless, it was certainly well-defined, making it impossible not to let one’s gaze sink into it. Further down was her proud Small Waist, along with the subtly exposed edges of pinkish-white lace matching her top...
"Now I’m even more fired up!"