Invincible Urban Evil Doctor

Chapter 1089: Chapter 1094: Learned a Lesson? (Part 1)

"Interest compounded by the minute, ten percent every minute!" He Mu put away the smile on his face. "Starting from the moment you took the money!"

Lin Yanxia was almost about to laugh from anger. According to what this Japanese guy said, a few hours later that ten million debt would definitely turn into some sky‑high number, over a billion, maybe even several billion.

Not to mention if she couldn’t pay it back tonight and dragged it out a few days, then even for her family, it’d be enough to strip them down to the bone.

You had to know, her Lin family back in Huaxia was top‑tier business tycoon level.

"You sure you’re not joking?" Her face turned cold, and that domineering big‑sister aura on her body suddenly spread out.

Ever since she became a special forces soldier, that aura had only grown stronger.

Quite a few rich guys couldn’t help but step back a little. This woman really wasn’t simple!

Only when they looked at that Japanese man, they discovered he didn’t show the slightest ripple.

This Japanese guy wasn’t simple either!

At the same time, they also felt this Japanese guy was just too over the line.

Or rather, even loan sharks who push people to death aren’t this vicious!

Zhu Ying’s face went pale, and the worry on her face could no longer be hidden.

She looked toward Lin Xi again, wanting Lin Xi to step in.

Because every minute they delayed, that debt was shooting up like crazy!

Lin Xi shook his head again, his expression telling her not to worry.

She froze for a moment, as if she’d figured something out.

With such a crazy interest rate, there’s no way it’s enforceable, and Yan Xia never agreed to it!

If this got out, nobody would recognize it as valid, so why would Yan Xia go along with it?

Right, that’s how it is!

It’s just... it’s twenty million already!

Could Lin Xi really take that out?

He was impressive, sure, but he was still a student—could he really come up with that kind of money?

And she knew where Lin Xi came from; he definitely wasn’t some rich second‑gen. She couldn’t help secretly thinking, "Did I put my faith in the wrong person?"

As for gambling—could he really win?

Everybody knows the saying: nine losses out of ten bets. That’s just common sense.

Just as she was thinking that, He Mu replied with a very serious look on his face, "Sorry, miss!"

"When I lent you the money, did I not hand it over?"

"Since you’ve taken it, then you follow the rules."

Lin Yanxia let out a cold little laugh. "Rules?"

"What rules?"

"You name an outrageous price and that’s called rules?"

He Mu actually laughed at that. "Didn’t you bother to find out the rules on this yacht before you got on?"

When he said that, quite a few people were stunned.

But a small number of them instantly snapped to it.

"This Japanese guy is vicious as hell!"

"Looks like he’d already set the board up beforehand, just waiting for this beauty to jump in!"

"This beauty’s screwed!"

"What are you guys talking about?" more people asked.

Someone explained, "There’s a rule on this yacht: if you need something from someone, you have to play by their rules."

"Even if they didn’t state the terms at the time, as long as they state them afterward, it still counts!"

"Meaning, before you ask for help, you have to make the conditions clear!"

"So you’re saying even that ridiculous interest rate he named is valid?"

"Pretty much it is, but we can ask the dealer bro to confirm!"

Lin Yanxia clearly heard everyone talking and couldn’t help frowning as she looked at the dealer.

The dealer gave a bitter smile. "They’re right."

"It does count."

"What if I don’t agree?" Lin Yanxia shot back.

The moment she said that, the spectators and the dealer all froze for a second, like they couldn’t believe she’d actually say that.

But the Japanese man, He Mu, said, "Miss, I advise you not to get any ideas."

"The owner of this yacht is not someone you or I can afford to offend, never mind the fact that we are on his yacht right now."

"Take another look—just this casino alone has at least thirty security guards, and every one of them is special‑forces caliber, armed to the teeth."

"Let me tell you something else: there was a billionaire who thought the same way you do. In the end he was tossed straight off the boat and fed to the sharks."

Lin Yanxia’s brows knit again. "On Huaxia territory, dare to kill people? They must have a death wish."

The Japanese man He Mu smiled again. "By this time, we’ve long since entered international waters."

"Out on the high seas, who can管 us?"

Someone at this point started advising her to hurry up and raise the money—pay it back as soon as possible.

But how was she supposed to pay back over ten million?

The key thing was, just to enjoy gambling on this trip, she’d even tossed her phone card.

Now she couldn’t even call home unless she borrowed someone else’s phone.

Besides, she really didn’t want to call home right now. Either she’d get chewed out to death, or her family simply wouldn’t believe her.

Still, there was no way this Japanese guy was doing all this just for the money.

She wasn’t really panicking or scared. She looked at this dog‑in‑a‑suit Japanese guy and said coldly, "I don’t think you’re doing this for some pocket change."

"Whatever you’re after, spit it out."

Of course, she was just probing.

She wanted to see what this guy was really after.

As for his objective, whatever it was, she wasn’t going to let him get it.

Money?

Simple. She could just borrow directly from the casino!

Once she revealed her identity, she didn’t believe the casino would refuse her.

And even if she didn’t follow the interest rate this Japanese guy named, it would still be fine.

She didn’t believe the yacht’s owner would dare lay a finger on her.

"Easy enough." A different kind of smile finally appeared on He Mu’s face. "But there are too many people here. Let’s find a private room and talk."

His tone didn’t really leave room for refusal.

And as soon as he finished talking, he stood up, as if certain Lin Yanxia wouldn’t resist.

Except he was overthinking it. Lin Yanxia just looked at him and didn’t move an inch.

Zhu Ying, who had been standing behind her the whole time, was really anxious.

But without Lin Xi’s say‑so, she didn’t step out either.

Besides, she knew that even if she did step out in this situation, she wouldn’t be able to do anything.

She’d only attract even more unwanted attention!

There was one thing she genuinely admired about Yan Xia: no matter what she went through, she could stay calm—well, aside from gambling.

As for Lin Xi, he still hadn’t said a single word.

In his view, even if this Japanese guy had dug a pit, with Principal Lin’s ability she could still climb out of it.

Like borrowing from the casino, or just standing up and hollering—given her looks, borrowing money wouldn’t be hard at all.

But it was almost time for him to step on stage.

He’d been holding back this whole time mainly because he wanted Principal Lin to learn a lesson.

Only now it seemed Principal Lin wasn’t the type to be "taught a lesson," even when she was in this kind of situation.

"Guess I’ll just wait a bit and spank her later," he thought to himself, unable to help remembering the feel from before.

Mm, very nice.

PS: Thanks for all the recommendation votes and monthly passes, and for everyone’s support.